Fiat offers the 500e at €129 per month with no down payment, but beware!
This page is translated from the original post "Fiat brade la 500e à 129 € par mois sans apport, mais attention !" in French.
- 01/07/2025 9:20
No suspense, even before getting into the details, this offer on the electric Fiat 500 smells like a false good deal.
Fiat announces the electric vehicle more accessible than ever thanks to a flashy offer, namely a 500e electric for €129/month, with no down payment, no conditions, and open to everyone. In an era where new electric vehicles often remain out of reach, the idea is appealing. But upon closer inspection, several gray areas deserve to be clarified.
€129/month is reasonable for an electric city car. But it’s not the most competitive offer on the market. MG offers its MG3 hybrid for €99/month, also with no down payment. And here, we’re talking about a new car, more spacious, with a more comfortable overall range. The 500e, on the other hand, remains a small city car with limited range. In other words, price isn’t everything.
Used Fiats, not new ones
This is, of course, the most important point. Fiat’s offer does not concern new cars, but rather recent used vehicles (less than 42 months), refurbished under the Spoticar label. They may be in near-new condition, but they are not new cars. Used battery, outdated software, equipment sometimes obsolete… In terms of electric vehicles, these details can weigh heavily. And we know how quickly technologies evolve.
The contract spans 50 months, which is just over 4 years. This means you’ll be driving until 2029 with a car whose design and performance date back to 2020 or 2021. Given the rapid evolution of electric models (in range, charging, driving assistance), this choice can quickly seem outdated.
A final cost to consider carefully
At €129/month for 50 months, the total adds up to €6,450. However, a used 500e can today be found for around €12,000 to €15,000. Without knowing the precise purchasing conditions at the end of the contract, it’s hard to say if the operation is really profitable in the long term. And if you stop before the end, what about exit fees?
Fiat deserves credit for offering a simple and open offer to all. But between the ultimately not-so-low price, the age of the models, and the length of the contract, one must keep a cool head. This 500e may make electric vehicles more accessible, but surely not more advantageous in all cases.
READ ALSO: Fiat is desperate: €9,300 discount + bonus on 500e Cabrio
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