SNCF: Is There Something Fishy with the Multiple Payment Option?
This page is translated from the original post "SNCF : y a-t-il anguille sous roche avec le paiement en plusieurs fois ?" in French.
- 11/08/2023 14:55
It is finally possible to pay for your SNCF train tickets in three installments, with only a few minor details to know.
Since August 8th, it has been possible to pay for your train tickets in three installments SNCF. This is subject to certain conditions and a specific cost. Many online merchants use this method to facilitate their customers’ payments. It is now SNCF’s turn to venture into this domain.
What are the conditions?
To access the option to pay in three installments for your train ticket or tickets, the total must exceed a certain amount, specifically 150 euros. However, this is not the only condition to qualify for three payments, another nuance is present. You can only pay with your bank card or an American Express card, which poses no problem here. However, if your bank card is only valid for up to two months and 29 days after purchase, you will not be able to buy your ticket using this benefit. You must have a valid card for more than three months after your purchase. In other words, if you buy your SNCF ticket on August 12th, your card must be valid until at least November 12th.
The payment is divided into three parts: the first deduction is made on the same day of your purchase. The second deduction will occur after 30 days, and the third and final one after 60 days.
An additional percentage to pay
The main issue here. Often, when a merchant offers you to pay in installments, no extra fee is asked. However, when purchasing your ticket — which, again, must be over 150 euros — a credit fee of 1.5% will be applied. This means you will need to account for an additional minimum of 2.25 euros on top of your ticket price.
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