Is the new Skoda Enyaq 85 really available for €489/month without a down payment?

Skoda also plays on conditions to offer its new Enyaq 85 supposedly without a down payment. But Mobiwisy has redone the calculations.

Always take advantage of a weakened competition to strike. And strike hard. Tesla currently has a knee on the ground, its only flagship model, the Tesla Model Y, no longer enjoys as much favor due to the extreme political positions of its CEO, Elon Musk.

This is therefore the moment chosen by Skoda to advance its moves, even its main piece of its electric strategy: the Enyaq. Recently facelifted and improved, notably through sleeker aerodynamics, the Czech electric SUV has gained more range with up to 581 km in the entry-level Enyaq 85. It features a 77 kWh net battery cube that accepts up to 135 kW of charging power. It’s a bit modest, but Skoda makes up for it with its price, challenging all competition in the segment.

Incentives Everywhere?

Skoda is a bit sneaky with its pricing, to be completely honest. Thus, the catalog price of the Enyaq 85 in the basic Element trim is €46,270 before the ecological bonus and other government aid programs. But more importantly, before a huge discount! Which, “virtually,” drops the Enyaq 85 to €37,570 as indicated by this legal notice. However, Skoda talks about a “€5900 discount deducted from the catalog price.” According to our calculations, it’s actually much more…

This calculation basis explains how the long-term rental offer (LLD) drops from 37 months starting at €489 per month. But again, there are some caveats. Skoda assumes, quite rarely today, that you are eligible for the maximum ecological bonus of €4000. At Mobiwisy, we exclude this and assume only €2000 in aid.

So, what does Skoda’s offer say?

Depending on whether your eligibility for the €2000 or €4000 bonus, your first payment will be respectively €2489 or €489. At Mobiwisy, we choose to smooth out the rental cost over the entire 37 months because Skoda then opts to spice up the calculation by offering two payments of €489. A new savings of €978. Additionally, you can now add the CEE bonus (Energy Savings Certificates) for those transitioning from thermal to electric. In the case of the Skoda Enyaq, the government aid amounts to €345. Every bit helps…

Thus, at worst, the first rent drops to €2144… then nothing for two months, then 34 more payments of €489. That totals a final rental price of €18,770. Spread over 37 months, it really amounts to €507. A very satisfactory rate when considering that you hardly need any down payment, thus not immobilizing money… especially if you don’t own it.

To make the leap immediately, it’s frankly great. Ultimately, Skoda’s offer seems very honest. Because in three years, there’s no resale issue before making another technological leap with an even more advanced car. That’s the purpose of electric cars…